Loans & Mortgages calculators

51 live loans & mortgages calculators inside Finance & Banking on The Online Calculator 24. Every engine shows its formula, the worked steps behind the default figures, and the standard or dataset the method comes from.

Live Loans & Mortgages tools

• Personal Loan Calculator — Estimate monthly payments and total interest for an unsecured personal loan.
• Car Loan Calculator — Calculate your monthly auto loan payment, total interest, and see how trade-in and down payment change the deal.
• Mortgage Payment Calculator — Estimate your monthly mortgage payment including principal, interest, taxes and custom ranges — with a full amortization breakdown.
• Student Loan Calculator — Estimate your student loan payment under a standard 10-year plan and see the total cost of borrowing.
• Business Loan Calculator — The business loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Payday Loan Calculator — The payday loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Boat Loan Calculator — The boat loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• RV Loan Calculator — The rv loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Medical Loan Calculator — The medical loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Vacation Loan Calculator — The vacation loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Debt Consolidation Loan Calculator — The debt consolidation loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• USDA Loan Calculator — The usda loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• VA Loan Calculator — The va loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• FHA Loan Calculator — The fha loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Jumbo Loan Calculator — The jumbo loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Balloon Loan Calculator — The balloon loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Interest-Only Loan Calculator — The interest-only loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Hard Money Loan Calculator — The hard money loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Bridge Loan Calculator — The bridge loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Construction Loan Calculator — The construction loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Land Loan Calculator — The land loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Second Mortgage Calculator — The second mortgage payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Home Equity Loan Calculator — The home equity loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• HELOC Calculator — The heloc payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Reverse Mortgage Calculator — The reverse mortgage payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Co-Signer Loan Calculator — The co-signer loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• No-Credit-Check Loan Calculator — The no-credit-check loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Peer-to-Peer Loan Calculator — The peer-to-peer loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Microfinance Loan Calculator — The microfinance loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Agricultural Loan Calculator — The agricultural loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Equipment Loan Calculator — The equipment loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• SBA Loan Calculator — The sba loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Franchise Loan Calculator — The franchise loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Startup Loan Calculator — The startup loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Inventory Loan Calculator — The inventory loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Invoice Financing Calculator — The invoice financing payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Merchant Cash Advance Calculator — The merchant cash advance payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Line of Credit Calculator — The line of credit payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Unsecured Loan Calculator — The unsecured loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Secured Loan Calculator — The secured loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Fixed Rate Loan Calculator — The fixed rate loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Variable Rate Loan Calculator — The variable rate loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Subsidized Loan Calculator — The subsidized loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Unsubsidized Loan Calculator — The unsubsidized loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Parent PLUS Loan Calculator — The parent plus loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Graduate PLUS Loan Calculator — The graduate plus loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Refinance Loan Calculator — Compare your existing loan with a refinance offer: monthly savings, break-even point on closing costs, and total interest saved over the life of the loan.
• Cash-Out Refinance Calculator — The cash-out refinance payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• No-Doc Loan Calculator — The no-doc loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Stated Income Loan Calculator — The stated income loan payment, total interest and true cost of borrowing for any principal, APR and term — the same amortisation maths every lender’s disclosure uses.
• Car Trade-In Value & Equity Calculator — Calculate net vehicle trade-in equity, positive vs. negative equity, sales tax savings credit, and compare dealer trade-in vs. private party sale value.

Reading a Loans & Mortgages result

A number on its own is the weakest thing a calculator can give you, so these tools pair each output with the comparison that gives it meaning: the gap to a target, the band the value falls in, or what a realistic swing in one input does to the answer. When a figure looks wrong, that is usually the fastest place to check — re-run it with one input moved and see whether the change lines up with the formula printed above the result.

Related sub-topics in Finance & Banking

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• Savings & Budgeting — 50 live tools.
• Taxes — 50 live tools.
• Currency & International — 50 live tools.
• Banking Fees — 50 live tools.